ATM Card
You may access your account(s) 24/7 by ATM using your CO-OP card to:
- Get cash withdrawals from savings and checking accounts
- Transfer Funds from savings to checking and vice-versa
- Get information about your savings and checking account balance
CO-OP ATMs
Enjoy Surcharge-Free Access at 28,000 CO-OP Network ATMs! Learn more>>
Looks like a credit card, works like a check! Get convenient, worldwide access to your checking account with the VISA® Debit Card. Learn more>>
Pay checks, Social Security checks, pension checks or any other
government checks can be deposited directly to your checking or
share account. Learn more>>
Cover your insufficient funds checks, up to your approved limit, for one low fee per covered overdraft transaction. Learn more>>
For 24-Hour access to Information about your account, use our Audio Response Service. Learn more>>
Wire Transfers
REFCU offers low-cost domestic and international wires transfer service. Most payments are same day or within 24 hours. To do a same-day wire transfer, for domestic you must send the wire before 3:00 P.M and international before 1:00 P.M. For more information please contact one of our member service representatives.
OTHER SERVICES
Use Internet Banking to review account balances and history, transfer funds, review and change scheduled transfer, view transfer history, make loan payments and much more.
 To enroll, click here to download Online Banking User Guide & Application
Login to Your Online Banking Account
Pay your monthly bills in the comfort of your own home...Learn more>>
Simplify your life and help the Credit Union minimize its impact on the environment when you sign up for E-Statements. Learn more>>
Through the partnership with Balance Financial Fitness Program, REFCU can help you get financially independent. Learn more>>
Alert Me is a consumer credit monitoring service that will provide information to help stop credit fraud and identity theft...Learn more>>
The Family Security Plan® was created to protect credit union members and their families from the financial hardships that are brought on by death, disability or sickness. Learn more>>
REFCU members can make deposits and withdrawals from their credit union accounts at several David Check cashing branches and PAYNET locations. Learn more>>
Notary Public
REFCU also provides free notary services to our members at each branch. Signatures are notarized to protect against document fraud, certify that the signature is genuine and was made willingly and freely.
Just bring the document to be notarized with one of the following forms of photo identification:
- Driver's License
- State ID
- Military ID
- Passport
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