Designed to meet short- and long-term savings needs, these high-yield, fixed term investments are a safe, insured way to invest for the future. Share certificates can also be used to secure a loan at considerably lower rates (IRAs not eligible). Share certificates are offered in flexible terms.

IRAs – Individual Retirement Accounts

IRAs are designed to meet members' long-term retirement savings needs. Your credit union offers a variety of Individual Retirement Accounts, including Traditional, Roth and Education IRAs, which may provide you with additional tax benefits.

Choose from a variable IRA with no minimum or an IRA Certificate with a $1,000 minimum balance and flexible terms.

 Traditional IRA

Invest with pre-tax dollars and let your investment grow tax- deferred until retirement.

 Roth IRA

Iinvest your after-tax dollars today, let the investment grow tax-deferred, and withdraw your principal and earnings tax-free with a qualified distribution

 Coverdell Education Savings Account

Formerly called an Education IRA, this investment tool allows you to save for the future cost of a child’s post-secondary education. For more information about IRAs please call us at 1-877-922-2822